Acquiring
Accept card payments. Anywhere. Instantly. At scale.
Grow your business with a powerful acquiring infrastructure designed for performance, flexibility, and global reach.
Scalable Acquiring Built for Growth
Unlock global payments with MyauPay’s advanced acquiring technology. High approval rates, lower costs, and flexible integration — all in one platform.
What Is Acquiring?
Make card payments work for your business.
Acquiring is the foundation of online payments. It enables businesses to accept card transactions from customers around the world. MyauPay connects you directly to global and local card schemes, processes transactions with maximum efficiency, and ensures regulatory compliance across markets.
Why MyauPay Acquiring?
Global Reach
Accept payments from 100+ countries via Visa, Mastercard, UnionPay, and more.
Higher Approval Rates
Smart routing & cascading logic reduce declines and increase conversions.
Custom Merchant Setups
MID allocation, sub-MIDs, white-label — all tailored to your business model.
Enterprise-Grade Security
Full PCI DSS Level 1, built-in fraud prevention, and tokenization.
Real-Time Analytics
Actionable dashboards with payment insights, trends, and performance metrics.
24/7 Dedicated Support
Priority technical and business support to keep your operations running.
Flexible Integration
Your business, your rules.
Whether you're launching in one market or fifty, MyauPay adapts to your setup.
- Direct acquiring via global and regional banks
- MID-as-a-Service (we provide compliant merchant accounts)
- Full white-label acquiring stack
- API-first and SDK integrations
Plug-and-play payment orchestration
Built for High-Volume Businesses
We serve fast-growing startups and enterprise merchants across industries:
- E-commerce: scale with multi-acquirer setups
- SaaS platforms: enable subscription models
- Apps & marketplaces: onboard merchants with ease
- Retail & delivery: speed up settlements and reduce chargebacks
Smart Acquiring Infrastructure
MyauPay’s acquiring engine is built to perform under pressure:
- Smart Routing & Cascading: to maximize approval rates
- Recurring & One-Click Payments: for seamless UX
- Dynamic Risk Engine: with machine learning fraud detection
- 3DS 2.0 & SCA-Ready: for compliance and security
- Adaptive Failover Logic: across multiple acquiring banks
- Real-Time Tokenization: for card storage & re-use
Real-World Impact (Use Cases)
- Marketplace Expansion (EU): +17% increase in successful payments via multi-bank routing
- Subscription Platform (LATAM): launched in 5 countries within 10 days
- Retail Chain: saved 0.5% in fees by switching to MyauPay's smart acquiring
What Is an Acquirer?
An acquirer (or acquiring bank) is a licensed financial institution that enables merchants to accept card payments online. By setting up merchant accounts, acquirers facilitate secure payment processing and act as an intermediary between merchants and card networks (like Visa or Mastercard).
As PCI DSS-compliant entities, acquirers are responsible for:
- Authorizing transactions
- Settling funds to merchant accounts
- Managing transaction records and documentation
When a payment is approved, the acquirer guarantees that the merchant will receive the funds. If a refund or cancellation is needed, the acquirer handles the reversal. Since acquirers assess the risk of each transaction, service fees may vary depending on your business profile.
How Do You Open a Merchant Account?
To start accepting payments, you’ll need to sign a contract with an acquiring bank. The bank provides the technical infrastructure — software and/or hardware — to process transactions. However, partnering with an acquirer also means complying with the card network rules under which the bank operates.
Before approving a merchant account, acquirers typically evaluate:
- Your business industry
- Business and credit history
- Risk level of your operations
Approval isn’t guaranteed, and the process can take time — especially for high-risk businesses or startups. Acquirers may apply various fees (setup, monthly, transaction-based) depending on your risk category.
Are There Easier Alternatives?
Yes. If working directly with an acquiring bank sounds too complex or time-consuming, you can choose more flexible options:
- ISOs/MSPs (Independent Sales Organizations / Merchant Service Providers) - They provide access to acquiring services without dealing with banks directly.
- Payment Service Providers (PSPs) - Like MyauPay, PSPs offer all-in-one payment processing solutions, including access to shared merchant accounts, streamlined onboarding, and compliance tools.
These alternatives can be ideal for businesses that want fast, scalable, and compliant payment processing — without the red tape.
Frequently Asked Questions
What is acquiring and why do I need it?
How long does it take to get started with MyauPay Acquiring?
Can I connect multiple acquirers through MyauPay?
What payment methods does MyauPay Acquiring support?
Is my business eligible for acquiring with MyauPay?
Power your payments with precision.
Get access to faster, smarter acquiring with MyauPay.
